Stamp Duty Calculator

Use our helpful calculator below to find out how much Stamp Duty Land Tax (SDLT) you will need to pay when you buy your new property.

Residential property purchase price


Residential Property Rates

Stamp Duty Land Tax (SDLT) is payable on increasing portions of the property price above £125,000 when you buy residential property.

For first time buyers purchasing at £500,000 or less the rates are different. Please see below our government guide to calculating stamp duty on your new home.

First Time Buyers

You can claim a discount (relief) so you do not pay any tax up to £300,000 and 5% on the portion from £300,001 to £500,000.

You are eligible if you, and anyone else you're buying with, are first-time buyers.

If the price is over £500,000, the same rates apply as those for previous home owners, outlined below.

Previous Home Owners

Freehold properties:

Property or lease premium or transfer valueSDLT rate
Up to £125,000Zero
The next £125,000 (the portion from £125,001 to £250,000)2%
The next £675,000 (the portion from £250,001 to £925,000)5%
The next £575,000 (the portion from £925,001 to £1.5 million)10%
The remaining amount (the portion above £1.5 million)12%

Leasehold properties:

When you buy a new residential leasehold home SDLT is payable on the purchase price of the lease (known as the 'lease premium') using the same rates in the table above.

If the total rent over the life of the lease (known as the 'net present value') is more than £125,000, you also pay SDLT of 1% on the portion over £125,000 - unless you buy an existing assigned lease.

Use the SDLT calcualor to work out how much tax you will pay.

Higher rates for additional properties

You'll usually have to pay 3% on top of the normal SDLT rates if buying a new residential property means you'll own more than one.

Use the SDLT calculator to work out how much tax you will pay.

If you're replacing your main residence

You will not pay the extra 3% SDLT if the property you're buying is replacing your main residence and that has already been sold.

If there's a delay selling your main residence and it has not been sold on the day you complete your new purchase you'll have to pay higher rates because you own 2 properties.

You may be eligible to a refund if you sell your previous main home within 36 months of buying your new home.

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Bonds have achieved outstanding growth since we opened our doors in 2017, consistently appearing in the top three of thirty four agents in our area for new instructions, also winning Gold award for Estate Agent in Henley-on-Thames, Estate Agent in South Overall and Estate Agent in Oxfordshire in the 2019 British Property Awards.

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